Our Perspective
Roth IRAs vs. Designated Roth 401(k) Accounts
A recent call with a financial advisor in New York is representative of a common question on Roth IRA versus Designated Roth 401(k).
Top-Heavy Minimum Contribution
A recent call with a financial advisor in New York is representative of a common question on top-heavy requirements for 401(k) plans.
AI vs. FA
A recent call with a financial advisor in Pennsylvania is representative of a common question on artificial intelligence.
Governmental Entity or Not?
A recent call with a financial advisor in Utah is representative of a common question on governmental entities.
Solo 401(k)s and First-Trust Deeds?
A recent call with a financial advisor in California is representative of a common question on self-directed Solo 401(k) investments.
Rule of 55
A recent call with a financial advisor in Maryland is representative of a common question on exceptions to the 10% additional tax on early retirement plan withdrawals.
Where Trump Accounts Fit
A recent call with a financial advisor in California is representative of a common question on Trump Accounts for kids.
Plans and M&As
A recent call with a financial advisor in California is representative of a common question on mergers and acquisitions.
DFVCP Special Filing Cap
A recent call with a financial advisor in Minnesota is representative of a common question on correcting missed Form 5500 filings under the Department of Labor’s Delinquent Filer Voluntary Compliance Program (DFVCP).
Age 60-63 Catch-Up Contribution
A recent call with a financial advisor in California is representative of a common question on the changes to 401(k) catch-up contributions under SECURE 2.0.
After-Tax Contributions
A recent call with a financial advisor in Connecticut is representative of a common question on after-tax contributions.
Potential Tax Benefits of LTC Distributions
A recent call with a financial advisor in North Dakota is representative of a common question on the tax benefits of certain distributions made on account of long-term care policy premiums.
SIMPLE IRA to Safe Harbor Rollovers
A recent call with a financial advisor in Florida is representative of a common question on replacing a SIMPLE plan with a safe harbor 401(k) plan mid-year and the two-year rollover rule.
Life Insurance Swap
A recent call with a financial advisor in Michigan illustrates a common question about strategies for life insurance policies with qualified plans.
Missed RMD? What’s Next?
A recent call with a financial advisor in Ohio is representative of a common question on missed RMDs.
SEP Contribution After Death
A recent call with a financial advisor in Kansas is representative of a common question regarding SEP contributions.
Top-Heavy Safe Harbor Plans
A recent call with a financial advisor in New York is representative of a common question on 401(k) after-tax contributions.
Reverse Rollovers
A recent call with a financial advisor in Massachusetts is representative of a common question on reverse rollovers.
Saver’s Match
A recent call with a financial advisor in New Mexico is representative of a common question on rolling over a federal income tax refund into an IRA.
LTPTEs and Elapsed Time
A recent call with a financial advisor in California is representative of a common question regarding the long-term part-time rules and the elapsed time method of counting service.