


403(b)s and CITs—Yes or No?
“I’ve heard conflicting statements on whether SECURE Act…

Group of Plans Audit Requirement
A recent call with a financial advisor from Minnesota dealt with…

Too Late for a SAR?
“My client has not distributed the summary annual report (SAR)…

The ABCs of 401(h) Plans
“My client asked what are considered qualified medical expenses…

Is There Still Time for a Safe Harbor Plan for 2022?
“My client, who has a traditional 401(k) plan, would like to…

The Dos and Don’ts of Aggregating Required Minimum Distributions
“I have a 72-year-old client who is retired. He has numerous…

Roth IRA or In-Plan Conversion Deadline for 2022 Taxation
“My client wants to complete a Roth conversion. Is there a…

Don’t Forget About the Benefits of a Qualified Charitable Distribution for 2022
“I have an 84-year-old client with a multi-million dollar IRA. …

401(k)s and Davis Bacon “Prevailing Wage” Rules
“One of my clients has employees who are subject to a prevailing…

Managed Account or Advisor Managed Account—What is the Difference?
“Are there differences between a ‘managed account’ and…

Beneficiary Disclaimer—Is it All or Nothing?
“One of my clients is the beneficiary of an IRA and may want…

Filing Form 5500 Without an Audit Report
“My client is afraid the audit report for his 401(k) plan will…

“How does a qualified retirement plan benchmark a managed account?”
ERISA consultants at the Retirement Learning Center Resource…

What’s My Limit? Contributions to both a 403(b) and a governmental 457(b) plan
“One of my clients participates a 403(b) plan and a governmental…
About
John Carl is Founder and President of the Retirement Learning Center, the nation’s preeminent thought leader on retirement issues. He is the Executive Director of the PLANSPONSOR Institute, the education and training arm of PLANSPONSOR and founding lecturer for The Retirement Advisor University (TRAU) at UCLA Anderson School of Management Executive Education. John also serves on the Government Affairs Committee for the National Association of Plan Advisors.
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Brainerd, MN 56401
Phone: 877-275-7521
Fax: 320.323.3709
Email: info@retirementlc.com